lifestylepropertygroup.co.ukInvestor brochure · 2026
Invest today,
earn forever.
Hands-free buy to let property investment in Leeds and South Yorkshire. We offer an end-to-end service including sourcing, refurbishment, tenanting and management. You simply collect the returns. You approve the property and collect the rent.
lifestylepropertygroup.co.ukContents
25 pages, start to finish.
Read it end to end, or go straight to the projection and the case studies.
lifestylepropertygroup.co.ukWhy we exist
Built from lived experience.
In 2013 both of Shiv Haria’s parents suffered heart attacks. The financial security he assumed his family had turned out to be thinner than he thought, and a salary offered no safety net.
He and his partner pooled their savings and bought their first buy to let property. Not for fast money, but for freedom. Other people wanted the same thing and had neither the time nor the local knowledge, so in 2016 Lifestyle Property Group was built to do it for them.
Ten years on, the company is still owner-run, still buying in the same two cities, and half of the clients still return for another property.
“We work directly with investors to build long-term wealth · not sell from the stage.”
Shiv Haria · Founder
lifestylepropertygroup.co.ukWho we are
Hands-free property investment, done right.
We source it, buy it, refurbish it, let it and manage it. You approve the property and collect the rent.
We are
An end-to-end sourcing, refurbishment, lettings and management service. Owner-run since 2016, buying in two cities we know street by street, for one fixed fee disclosed in full before you commit.
We are not
A training course. A lead generator. A property club. Anyone who will ever sell you something from a stage.
Available funds for one property, covering deposit, purchase costs, refurbishment and our fee.
The rest of your funds are not needed for around five months. *Fee shown is the highest tier and reduces with the number of properties, see pricing.
Sourcing, purchase, refurbishment, tenanting and management, all under one roof.
lifestylepropertygroup.co.ukMotivation
Which one speaks to you?
Every client arrives with a different reason. All three lead to the same place: property that pays you without becoming a second job.
A legacy for your children.
Funding an education, helping with a first home, or handing over something solid. A portfolio held for twenty years does that quietly in the background.
An income for retirement.
Rent keeps arriving after the salary stops. Property that pays you long after you have stopped working, with the management handled.
Freedom for yourself.
Freedom to travel, change career, start something, or take back the time. Not a promise of getting rich, a second income built slowly.
The common thread
Leverage is why property scales where savings do not: your growth is earned on the full value of the asset, not just the cash you put in. Add a rising rent and a mortgage that stays flat, and time does the rest.
lifestylepropertygroup.co.ukWhy the north
Leeds.
Yorkshire's biggest rental market.
The largest city in Yorkshire and the biggest rental market in the region. Rows of two and three bed semi-detached and terraced homes built for workers a century ago are still the default family home here, and still let quickly. We buy west and south of the centre, where the entry price and the rent line up.
Our own average across 400 completed client purchases.
The rate our own projections are modelled on.
Achieved across those purchases, before costs.
The postcodes we buy in
Purchase price and gross yield are our own averages across 400 completed client purchases. Capital growth is the rate used in the projections in this brochure, not a delivered figure. None of these are a guarantee of future deals, and values can fall as well as rise.
lifestylepropertygroup.co.ukWhy the north
South Yorkshire.
Barnsley, Doncaster, Rotherham, Sheffield.
Old pit villages and mill towns strung between Barnsley, Doncaster, Rotherham and Sheffield. Entry prices here are among the lowest in England while rents are rising faster than the regional average, which is why the yields work. Terraced and semi-detached family housing, close to the M1 and the Dearne Valley line.
Our own average across 400 completed client purchases.
The rate our own projections are modelled on.
Achieved across those purchases, before costs.
The postcodes we buy in
Purchase price and gross yield are our own averages across 400 completed client purchases. Capital growth is the rate used in the projections in this brochure, not a delivered figure. None of these are a guarantee of future deals, and values can fall as well as rise.
lifestylepropertygroup.co.ukIn their words
“I bought my first BTL property with Lifestyle. They kept me informed of every stage of the process, advising me at every step so I could make informed decisions. I can’t wait to continue my property investment journey with them and I highly recommend them.”
lifestylepropertygroup.co.ukThe work
The 26-step process: working with us vs doing it yourself.
Every step of a buy to let purchase, start to finish. On your own, all twenty six are yours. With us, the 3 marked in gold are the only ones you take.
Doing it yourself
Sourcing the deal, managing the renovation, vetting the tenants and chasing the rent.
Working with Lifestyle
A thirty minute call, a set of documents, and one approval on the property you like.
lifestylepropertygroup.co.ukOur process
Five steps, start to finish.
Walk the journey below to see what happens at each stage of your property investment journey.
Onboarding
Sourcing
Purchasing
Refurbishing
Renting
lifestylepropertygroup.co.ukThe investment
Where the £75,000 investment actually goes (1 property slot).
A real Leeds purchase at £150,000, taken from the median of our recent 2026 deals. Every cost disclosed.
The £112,500 mortgage is not your cash, so it sits outside funds in. All costs inclusive of VAT.
Only 19% of it is our fee
The deposit. Not a cost, it is your stake in the asset.
Stamp duty, legals, survey, refurbishment, project management and letting.
The only money that comes to us, and the only sum due upfront.
lifestylepropertygroup.co.ukReinvestment
How three properties become twelve.
Three properties, reinvested, can grow to a £3,100,000 portfolio across 12 properties within ten years.
3 properties
3 more properties
6 more properties
Illustrative example of a reinvestment strategy. All twelve properties are modelled on the single property example above: later purchases are made at prevailing market prices (£173,000 in year 5 and £238,000 in year 10), rental profit is retained, and existing properties are refinanced at 75% loan to value to help fund each purchase. Income figures reflect the higher borrowing after each refinance. Depending on purchase costs and timing, additional capital or a slightly longer timeframe may be required at each stage. Portfolio value shown is gross property value (mortgages apply against it). Your capital is at risk and values can go down as well as up.
lifestylepropertygroup.co.ukYour projection
And how twelve become £6.38 million.
Ten more years of the same compounding, on the same three starting properties and the same £225,000. Nothing added but time.
| Measure | Year 1 | Year 5 | Year 10 | Year 15 | Year 20 |
|---|---|---|---|---|---|
| Properties | 3 | 6 | 12 | 12 | 12 |
| Portfolio value | £484,000 | £1.16M | £3.10M | £4.44M | £6.38M |
| Mortgage debt | £338,000 | £873,000 | £2.32M | £2.32M | £2.32M |
| Equity | £146,000 | £291,000 | £774,000 | £2.12M | £4.06M |
| Rental profit per year | £13,000 | £34,000 | £76,000 | £110,000 | £163,000 |
| Rental income received | £13,000 | £78,000 | £284,000 | £746,000 | £1.45M |
| Total return | -£66,000 | £144,000 | £832,000 | £2.64M | £5.28M |
| Return on capital | -29% | 64% | 370% | 1175% | 2347% |
Capital at risk. Illustrative projection assuming 7.5% annual capital growth and 5% rent growth, refinancing at 75% LTV every five years. Net cashflow is after mortgage interest, buildings insurance and management at 12% of rent inclusive of VAT. Years 11 to 20 extrapolate the same assumptions. Rental profit is the annual run rate once every property owned at that point is tenanted; in a purchase year the newly completed properties are not yet let. Not a forecast or a guarantee.
lifestylepropertygroup.co.ukIn their words
“Great service from start to finish. Made the process of investing in property smooth and easy, I had a really good experience with Lifestyle Property Group.”
lifestylepropertygroup.co.ukThe evidence
Real investors. Real results.
Eight client purchases from 2019 to 2022, anonymised to postcode district and valued in 2026. Every figure is a real transaction.
“Exactly what I was looking for: hands free property investment.”
“From start to finish, the process was stress free. I will continue to use Lifestyle to carry on building my portfolio.”
“The service has been excellent from day one and I have been helped every step of the way.”
“They have made property investment simple and hassle free. One of the best in the business.”
lifestylepropertygroup.co.ukThe evidence
Case studies continued.
“I highly recommend them if you are interested in buy to let but do not have the time for the research and legwork.”
“From start to finish, a thoroughly professional service with minimal hassle.”
“The whole process was straightforward, and the WhatsApp group meant a direct line to the team.”
“Being in Singapore, the WhatsApp group made everything feel local, we were never out of the loop.”
How these are calculated
Total return is capital growth plus rental income received, against the initial investment of deposit, sourcing, purchase costs and refurbishment. Per annum figures are compound annual rates. 2026 values are desktop valuations. Past performance is not a reliable indicator of future results.
lifestylepropertygroup.co.ukIn writing
Four guarantees, five principles.
We can offer the guarantees because we have never had to use them or break them.
5% yield guarantee
If the property does not hit a 5% gross yield at tenancy, we refund double our fee. Met on every purchase so far, lowest achieved 6.2%.
100% mortgage refund
A full refund of our fee if you cannot secure a mortgage, once every avenue has been explored with our broker.
Six month sourcing
A property you approve, sourced and agreed within six months of onboarding.
Unlimited re-sourcing
If you are not happy with a property we present, or a deal collapses through no fault of yours, we keep sourcing at no extra cost.
And how we work
Property personal shopper
Fully bespoke sourcing to your criteria. We view around fifteen properties for every one we put in front of you.
The strategic viewpoint
Every deal is built for total return over ten years, not a flattering year one that unravels afterwards.
Refurbish at cost
Your dedicated project manager oversees the refurbishment, managing our contractors against a schedule you approve. Any underspend is refunded in full.
Property concierge
We manage the dozen or so professionals a purchase needs, with a fast response on a private chat, and you follow all of it on one private chat.
Family-grade service
Zero negative reviews in ten years, and half the business is people coming back for another one.
lifestylepropertygroup.co.ukPricing
One fixed fee per property.
Disclosed in full before you commit. The more properties you buy, the lower the fee on each one.
What the fee covers
When you pay
Due upfront. That is all you need to begin: about 80% of your funds are not required until months five to six, so your capital stays where it is in the meantime. Anything unspent on the refurbishment is refunded with a full statement.
Your fee is protected
If the property does not hit a 5% gross yield at tenancy, we refund twice our fee.
If you cannot secure a mortgage after every avenue is explored with our broker.
Anything not spent on the refurbishment comes back to you with a full statement.
lifestylepropertygroup.co.ukBeyond the purchase
Who manages it after.
Once the property is tenanted our own lettings company takes over, so the same people who bought it also run it.
Introducing
The same team that found your properties are here to manage them too.
Let on the open market, fully managed.
Our own lettings company markets, tenants and manages the property at 12% of rent inclusive of VAT, the figure used throughout the projection in this brochure.
lifestylepropertygroup.co.ukOur team
The team behind every mission.
Not a call centre. The same named people from your first call to your first rent payment, in a dedicated WhatsApp group with a same-day response promise.
lifestylepropertygroup.co.ukQuestions
The ones we get asked most.
Twenty five questions investors ask us, answered in full.
How much do I need to invest?
Getting startedAround £75,000 per property, all-in. That covers your 25% deposit, stamp duty, legal fees, mortgage advice, refurbishment and our fee. Anything unspent is refunded. You only need £13,995 to start, our service fee. The rest of your funds are not required for around five months.
Do I need the full £75k on day one?
Getting startedNo. Only the £13,995 service fee is due upfront. About 80% of your funds are not needed until months five to six, so your capital stays where it is for the first five months. See the pricing page for full details.
What will I actually make each month?
Getting startedTypically £300 to £400 per month rental profit per property in the early years, after mortgage, management and insurance. Gross yields 6% to 8%, with a 5% guarantee in writing.
How long does it take?
Getting startedAround six months from onboarding to rent arriving. We cap new projects at ten a month so every client gets the same standard of delivery.
What kind of property will I get?
Getting startedOne sourced specifically for you. Every client has a bespoke onboarding call with our Head of Sourcing. We view around 15 properties for every one we present.
Why Leeds and Sheffield, not London?
Getting startedAffordability drives growth. In London rent takes half of income and prices have stalled. In Leeds and Sheffield rent takes a third, ordinary families can still buy, and 95% of demand comes from homebuyers, not investors.
How does this compare to stocks and shares?
Getting startedOne word: leverage. Your growth is earned on the full property value, not just the cash you put in. That is why property scales into a portfolio in a way an index fund does not.
lifestylepropertygroup.co.ukQuestions
Questions continued.
Should the Renters Rights Act put me off?
Getting startedNo. The biggest reform in a generation is exactly why professional management matters. We prepared our clients portfolios ahead of the deadline and keep them compliant as each phase lands.
Can I speak to one of your existing investors?
Getting startedYes. Ask us and we will put you on the phone with an investor who has been through the process. No scripts, no filter, just their honest experience.
Do you buy student HMOs?
Getting startedNo. We buy two and three bedroom family homes let to single households. HMOs need more capital per property, carry heavier regulation, and depend on rents rather than residential demand for their capital growth.
What happens if I cannot get a mortgage?
Getting startedWe refund 100% of our fee once all avenues have been explored with our broker. That is one of the four written guarantees.
Who manages the property afterwards?
Getting startedLifestyle Lettings & Management, our own lettings company, at 12% of rent inclusive of VAT. Marketing, referencing, compliance, inspections and rent collection are all handled in house.
Do I have to live in Leeds to invest here?
LeedsNo. The large majority of our clients live elsewhere in the UK or overseas and have never visited the property. The service is designed to be hands-free: we source, you approve, we purchase, refurbish, tenant and manage.
Should I buy in my own name or through a limited company?
LeedsIt depends on your income, your wider tax position and your long-term plan. We can walk you through the general considerations and introduce you to specialist brokers and accountants, but we are not tax advisers and you should take independent advice before deciding.
lifestylepropertygroup.co.ukQuestions
Questions continued.
Which Leeds postcodes do you buy in?
LeedsPrimarily LS9, LS10, LS11, LS12 and LS13. These are the areas where the rent-to-price relationship works, where we have contractors and lettings coverage on the ground, and where we have the most completed transactions to benchmark against.
How much do I need to invest in a buy-to-let in Leeds?
LeedsOur minimum is £75,000 per property, which covers the deposit, purchase costs, refurbishment and our service fee on a typical Leeds terrace. You only need £13,995 to start, our service fee. The rest of your funds are not required for around five months. Most clients start with around £225,000 across two to three properties, then refinance and scale. The exact figure depends on the purchase price and the mortgage product you use.
What yields are realistic in Leeds right now?
LeedsOn the terraced and semi-detached stock we buy in LS9 to LS13, gross yields typically sit in the 6% to 8% range once the refurbishment is complete and the property is let. Net yields are lower once mortgage interest, management, insurance and maintenance are accounted for. We model both before you commit.
How long does the whole process take in Leeds?
LeedsFrom offer accepted to tenanted, a typical Leeds purchase with a light refurbishment runs to around four to five months. Heavier refurbishments and slower legal chains extend that. We keep you updated throughout on a dedicated WhatsApp group with the team working on your purchase.
Is Leeds a better buy-to-let market than Sheffield?
LeedsThey serve different briefs. Leeds has the larger economy and the bigger regeneration pipeline; Sheffield generally has a lower entry price. Many of our clients hold in both.
What happens if the property does not let?
LeedsWe tenant the property as part of the service and our lettings team manages it afterwards. Rental income is never guaranteed and voids are a normal part of buy-to-let, which is why our projections include a void allowance rather than assuming full occupancy.
lifestylepropertygroup.co.ukBefore you commit
Risk, and the small print.
Property is a long hold and the numbers in this brochure are illustrations, not promises.
Figures in this brochure illustrate typical LPG acquisitions in Leeds and South Yorkshire under current market conditions. Actual returns vary by property, financing and market. Years 11 to 20 extrapolate the same assumptions. Values and rents can fall as well as rise.
Void periods and arrears, maintenance beyond the initial refurbishment, income tax, corporation tax, capital gains tax, stamp duty on later purchases, and refinance arrangement fees. Refinancing depends on lender criteria and valuations at the time, and is not guaranteed.
Lifestyle Property Group is not authorised or regulated by the FCA. We provide property sourcing and management, not financial advice. Please seek independent financial, tax, mortgage and legal advice before investing. Properties purchased through us are not protected by the FSCS.
All case studies are actual client purchases arranged between 2019 and 2022, anonymised to postcode district. 2026 values are desktop valuations, and rental totals are gross estimates before costs. Past performance is not a reliable indicator of future results.
Lifestyle Property Group is a trading name of Lifestyle Property People Ltd, registered in England and Wales, company number 09956009. Registered office: 9 Freetrade House, Lowther Road, Stanmore, HA7 1EP.
UK House Price Index, ONS and HM Land Registry, February to May 2026. Price Index of Private Rents, ONS, March to June 2026. LPG sourcing criteria and completed client purchases, 2026. LPG Portfolio Model canonical spec v3.0.
Last reviewed: August 2026
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lifestylepropertygroup.co.uk
lifestylepropertygroup.co.ukNext step
Let's turn this projection into your actual portfolio.
A 30 minute consultation to walk through the numbers, discuss your goals and show you the current deals available in Leeds and South Yorkshire. Direct with the team who will build your portfolio, not a call centre.
Book online
calendly.com/lifestylepropertygroup/30min
Scan the code or type the address. Pick any slot that suits you — there is no obligation and nothing is sold on the call.