Leeds
Our home city. South Bank, Aire Park and the Innovation Village are reshaping the centre, strong-rental terraced stock still delivers 6–8% gross.
6–8%
Gross yields
£500m+
Regeneration pipeline
Very high
Tenant demand
The Investor Guide · 2026
Build a property portfolio that works for you.
A hands-free path to long-term wealth through UK property, sourced, refurbished, tenanted and managed by us since 2016. Request the full 12-chapter investor brochure below.
400+
Investors served
600+
Properties acquired
£65M+
Assets under management
5% gross yield · contractually guaranteed
4.9/5 · Google Reviews
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As featured in
The opportunity
Why UK property. Why now.
Northern city yields regularly outperform the South, with entry prices a fraction of the cost.
Renter demand across Leeds & Sheffield has structurally outpaced supply for a decade. That's not a trend, that's a pattern.
The Renters Reform Bill is pushing part-timers out of the market. Serious, professional operators are left in charge, a once-in-a-decade edge for disciplined investors.
6%+
Rental yields regularly achieved
7–8%
Capital growth in key postcodes
£75k
Typical starting ticket
Where we operate
Two Northern cities we know street by street.
Postcode by postcode, tenant profile by tenant profile, we don't operate anywhere we can't drive to on a Tuesday morning.
Sheffield
Undervalued and under-supplied. Two universities anchor year-round rental demand, and average prices sit among the lowest of the UK's core cities.
7–8%
Gross yields
+31%
5-year price growth
High
Tenant demand
How it works
Five steps. Fully hands-off.
From first call to a tenanted, cash-flowing property, typically in 8–12 weeks. Everything below is done in-house by our team.
01
Discovery call
We understand your goals, timescale and budget, zero sales pitch.
02
Sourcing
We hand-pick a property from our off-market pipeline, often below asking, always with our own diligence.
03
Purchase
We guide you through offer, mortgage, legals and exchange, keeping the deal on track from start to keys.
04
Refurb & tenant
Our in-house team refurbishes to a lettings-ready standard and finds & vets your tenant.
05
Managed for life
Guaranteed rent, full management, quarterly updates. You own it, we run it.
What the numbers look like
£225k in. £3.10m portfolio out.
With our proven strategy, many investors start with around £225,000. Over 10 years, that one-time investment can grow into a £3.10m portfolio across twelve properties, generating around £70,100 in annual rental profit before tax.
Starting capital
£225k
1 property · deployed
10 yrs
Portfolio at year 10
£3.10m
12 properties · ~£70.1k/yr profit
Portfolio value · illustrative curve
Year 0 → Year 10
Starting capital
£225,000
Refinance cycle
Every 3–4 years
Gross yield
5% guaranteed
Capital growth
6–8% p.a.
Horizon
10 years
Illustrative · not a guarantee of future returns
The 5% guarantee
5%
Gross yield · guaranteed
A yield we'll put in writing.
Not a "market rate" ballpark. Not a projection. A contractual figure, written into the paperwork.
If we miss it
We refund double our fee. We take the operational risk. You take the yield. That's the whole trade.
01
Buy well
Off-market, below asking, in-house refurb keeps the yield base stretched.
02
Pool the risk
One vacant month somewhere is absorbed everywhere across the portfolio.
03
Commit in writing
The 5% is contractual, not a projection.
A worked example
One property. Fully unpacked.
Every cost, every projection, every assumption. Based on live 2026 deals.
£230,860
Total gain over 10 years
31%
Return on investment, per year
Year 5
Breakeven on funds invested
7.2%
Gross rental yield
01
The investment
One-off costs & funds in
Purchase price£150,000
Mortgage75%£112,500
Deposit25%£37,500
Legal fee£2,500
Mortgage advisor fee£500
Survey fee£500
Stamp dutyincl. 5% surcharge£8,000
Refurbishment fee£8,500
Project management fee20%£1,700
Lettings fee£600
Lifestyle service fee£13,995
Funds in£73,795
Year 1 at a glance
Gross rent£900 / month£10,800
Mortgage interest4.5%−£5,063
Management12% (incl. VAT)−£1,296
Buildings insurance−£225
Service charges£0
Rental profit (Year 1)£4,216
7.2%
Gross yield
£4,216
Year 1 cash-flow
£73,795
Funds required
All costs are inclusive of VAT.
02
Ten-year projection
| Year | 12026 | 22027 | 32028 | 42029 | 52030 | 62031 | 72032 | 82033 | 92034 | 102035 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross rent | 10,800 | 11,340 | 11,907 | 12,502 | 13,127 | 13,784 | 14,473 | 15,197 | 15,957 | 16,754 | 135,841 |
| Mortgage interest | 5,063 | 5,063 | 5,063 | 5,063 | 5,063 | 3,938 | 3,938 | 3,938 | 3,938 | 3,938 | 45,005 |
| Management | 1,296 | 1,361 | 1,429 | 1,500 | 1,575 | 1,654 | 1,737 | 1,824 | 1,915 | 2,011 | 16,302 |
| Buildings insurance | 225 | 236 | 248 | 260 | 273 | 287 | 302 | 317 | 332 | 349 | 2,829 |
| Rental profit | 4,216 | 4,680 | 5,167 | 5,679 | 6,216 | 7,905 | 8,496 | 9,118 | 9,772 | 10,456 | 71,705 |
| Market value | 161,250 | 173,344 | 186,345 | 200,320 | 215,344 | 231,495 | 248,857 | 267,522 | 287,586 | 309,155 | - |
| Capital growth | 11,250 | 12,094 | 13,001 | 13,975 | 15,024 | 16,151 | 17,362 | 18,665 | 20,064 | 21,569 | 159,155 |
03
Return summary
| Year | 12026 | 22027 | 32028 | 42029 | 52030 | 62031 | 72032 | 82033 | 92034 | 102035 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rental cash-flow | 4,216 | 4,680 | 5,167 | 5,679 | 6,216 | 7,905 | 8,496 | 9,118 | 9,772 | 10,456 | 71,705 |
| Capital growth | 11,250 | 12,094 | 13,001 | 13,975 | 15,024 | 16,151 | 17,362 | 18,665 | 20,064 | 21,569 | 159,155 |
| Total gain | 15,466 | 16,774 | 18,168 | 19,654 | 21,240 | 24,056 | 25,858 | 27,783 | 29,836 | 32,025 | 230,860 |
| Cumulative gain | 15,466 | 32,240 | 50,408 | 70,062 | 91,302 | 115,358 | 141,216 | 168,999 | 198,835 | 230,860 | - |
31% rental income69% capital growth
04
Assumptions
Rent growth+5% per year
Capital growth+7.5% per year
Mortgage (interest-only)4.5% yrs 1–5, then 3.5%
Loan to value75%
Management12% of rent (incl. VAT)
Buildings insurance£225 in year 1, +5% per year
Stamp duty5% additional-property surcharge
Hold strategyLong-term (excludes selling & CGT)
05
From one property to a portfolio
The projection above is for a single property. Most Lifestyle investors do not stop there. As rents rise and equity builds, we refinance to release capital, reinvest the rental profit, and buy again. Each slot starts from a £75,000 minimum investment, so three properties is a £225,000 starting position.
Three properties, reinvested, can grow to a £3,100,000 portfolio across 12 properties within ten years.
Initial investment
£225,000
Your starting position:
3 properties
Annual rental profit£13,000
Portfolio value£450,000
Year 1
5 years later · capital gain
£196,000
Refinance and purchase
3 more properties
Annual rental profit£34,000
Portfolio value£1,160,000
Year 5
5 years later · capital gain
£507,000
Refinance and purchase
6 more properties
Annual rental profit£76,000
Portfolio value£3,100,000
Year 10
Illustrative example of a reinvestment strategy. All twelve properties are modelled on the single property example above: later purchases are made at prevailing market prices (£173,000 in year 5 and £238,000 in year 10), rental profit is retained, and existing properties are refinanced at 75% loan to value to help fund each purchase. Income figures reflect the higher borrowing after each refinance. Depending on purchase costs and timing, additional capital or a slightly longer timeframe may be required at each stage. Portfolio value shown is gross property value (mortgages apply against it). Your capital is at risk and values can go down as well as up.
This is an illustration of the overall expected returns over a ten-year period.
The illustration does not include any additional tax you may need to pay on your rental income.
It assumes a long-term hold strategy, so excludes any selling costs and Capital Gains Tax.
Returns will fluctuate over the years and the value of your property can go down as well as up.
Representative example. Figures are a typical Lifestyle Property Group deal, based on the median of recent 2026 investments (purchase prices £110k to £171k, rents £725 to £1,125 per month). Individual deals vary. Capital at risk.
Guaranteed Rent Service
Fixed monthly rent. Zero tenant drama.
Guaranteed rent
You get paid. Whatever happens.
A fixed monthly rent for up to five years, no voids, no arrears, no agent chasing. We take the property on, we manage it, we pay you, whether the tenant is in or not.
What's covered
- Rent paid every month, tenanted or empty
- Full tenant sourcing & vetting
- All landlord compliance & certificates
- Maintenance & repairs handled
- Void periods absorbed by us
- Quarterly portfolio statements
What isn't
- Mortgage payments (your finance, your choice)
- Buildings insurance (we recommend a broker)
- Major structural repairs (rare, flagged upfront)
Case studies
Real investors. Real results.
A snapshot of what the last few years have looked like for investors we've partnered with.
First-time investor
Anand Vadher
“
I wanted property to work quietly in the background of my life, that's exactly what LPG delivered.
”
+63.5%
Capital growth
Family portfolio
Reina & Neel
“
We wanted to own property that pays us, not become landlords. LPG made that possible.
”
+78.8%
Capital growth
Yield-focused
Henry Chang
“
At my stage the number that matters lands in my account every month. That's what I get.
”
6.4%
Gross yield
Meet the founder
From a family crisis to a trusted firm.
Lifestyle Property Group was founded in 2016 by Shiv Haria with one clear mission: help everyday people build financial security through property, without becoming landlords themselves.
The first purchase, a four-bed in East Leeds, became the foundation. Every property since has refined the process, sourcing, refurb, lettings, management, all done in-house.
"We built the service we wished existed when our own family needed it."
2016
LPG founded
2019
Sourcing opens
2022
Guaranteed rent
2026
400+ investors
Frequently asked
The honest answers.
More questions? We answer every one on the discovery call, no pressure, no sales pitch.
What's the minimum investment?+
Around £75,000 for a first property including deposit, refurb, stamp duty and our sourcing fee. Full worked example below.
Do I own the property directly?+
Yes. Every property is bought in your name (personal or limited company). We manage it end-to-end, but the asset, and the mortgage, if you take one, is entirely yours.
What if the property is empty?+
You still get paid. Our Guaranteed Rent Service pays a fixed monthly amount whether the tenant is in or not, for up to five years.
How do you find below-market properties?+
Ten years of local relationships in Leeds and Sheffield, agents, sellers, landlords. Most of what we buy never hits the open market.
What returns should I expect?+
5% gross yield is contractually guaranteed. Historic capital growth in our postcodes has averaged 6–8% per year. Worked examples of both are in this brochure.
Is my money at risk?+
Property is an illiquid asset and values move up and down. Our model reduces operational and vacancy risk, but no investment is risk-free, we walk through every risk on the call.
The next step
Ready to see what your first portfolio could look like?
Share your goals below. Within one working day we'll come back with a tailored plan and a live deal that fits.
01
Understand your goals & budget
02
Walk through a live deal that fits
03
Answer every question, zero pressure
Get your investment plan