Buy-to-Let Investment Calculator.
Use our free UK investment calculator to model 1–5 buy-to-let properties over up to 20 years. Projected portfolio value, rental income, yield and return on capital · drawn from live acquisitions in Leeds & Sheffield.
What could your portfolio look like?
Pick your properties and time horizon. See projected portfolio value and passive income.
Illustrative projection based on LPG portfolio assumptions. Not financial advice. Returns are not guaranteed. Property values and rental income can fall as well as rise.
Investment calculator with real deal assumptions.
The same conservative model our analysts run on live acquisitions in Leeds & Sheffield — turned into a 20-year strategic roadmap you can screenshot, save and share.
Dynamic portfolios
1–5 property slots (£75k min each) with live equity vs. debt as you scale.
20-year horizons
Rental income, net cashflow and total return on capital across 2 / 5 / 10 / 15 / 20 years.
Investor reporting
Instant, print-ready PDF projection to share with your accountant or spouse.
Where do these numbers come from?
Live deals we've sourced in Leeds and Sheffield, real purchase prices, real rents, real refurbishment costs. Assumptions: 7.5% capital growth, 5% rent growth.
Is this what I'll actually earn?
It's a realistic model, not a promise. Property values and rents fluctuate. We use the same assumptions on every deal so you can compare like-for-like.
Why does the portfolio grow so fast?
The model refinances every five years and reinvests released equity into more properties. That's how our clients turn one property into a portfolio without adding new capital.
Numbers on a screen are the easy part. Building the portfolio is what we do for you.
How the calculator works.
Enter a purchase price, deposit, mortgage rate and expected monthly rent, then open the advanced assumptions to add refurbishment, furniture, sourcing fee, stamp duty, legal fees, insurance, management, maintenance and voids. The estimate updates live and uses the same conservative assumptions our analysts apply to real deals.
The numbers explained.
Annual rent divided by purchase price. A quick way to compare properties, before costs.
Annual rent minus running costs, divided by your total money in. Closer to what you actually keep.
Annual net cashflow as a percentage of the total cash invested, including deposit, fees and refurbishment.
The weeks each year a property may sit empty between tenancies. Ignoring voids is the most common way spreadsheets flatter a deal.
The output is an illustration, not advice. Property values and rents can fall as well as rise. For a projection based on real comparable deals in Leeds and Sheffield, request the full estimate or book a call.
No. The calculator is an illustration built on conservative assumptions. Real deals get real analysis, which is what the full estimate and the first call are for.
The same ones our analysts apply to real purchases: realistic rent, honest running costs, management, maintenance and an allowance for empty periods. You can adjust every one of them.
Yes. Request the full estimate or book a call and we will put your scenario next to comparable completed purchases in Leeds and Sheffield.
Portfolio value
Equity on top of a 75% LTV mortgage.
Rental income
Gross rent and net cashflow after costs.
Return on capital
Growth + cashflow vs. capital invested.
Preview only. Unlock your full projection with figures, download & scenarios on the calculator.
Why Northern buy-to-let delivers stronger ROI.
Lower entry prices, rising tenant demand and ongoing regeneration in Leeds and Sheffield mean cash-on-cash returns often outperform southern markets. Our investment calculator is calibrated to these real conditions.
Common questions about our investment calculator.
Reach out today to see how you can acquire financial freedom through passive income.
For clients with a minimum of £75,000 to invest.
